Paying Down to A Better Future
As I press submit on the small green button, my heart is pounding. I’m finally making a step in the right direction – a major step – to take back control of my life and move forward to the goal I set at the beginning of October.
Pay off ALL of my credit card debt by June 2016.
At the beginning of this goal, I had approximately = $10,500 owed*
As I write this, I have a remaining balance of $8,659.00 remaining and have another large payment scheduled for Monday. If this progress keeps up, I will be able to meet my goal ahead of schedule.
Next month, I will start having to pay utilities so I will have to tighten my purse strings more than I have been. I have not been perfect, I know that. I went to Starbucks way more than I should given that I have a coffee maker right in my office. I went out to eat when I should be packing my lunch every day. And, I have not been working my Beachbody business the way I should be. My clients deserve better. I deserve better. Yet, as the balance goes down, and I continually find more accounts that I can close because they’re useless… Totally had no idea I was paying for a monthly tanning membership, oops! … It’s become a fun game to me. If I keep it challenging and keep the end reward in mind, it’ll be easier to save.
The deprivation mindset I used before is what always set me up for failure. Looking at it as a fun game, a challenge, and not as a zero-tolerance rulebook, has really changed my progress.
Let’s hope I keep up the progress!
*do not ever buy two wedding dresses on Credit.